HEFITEC

Personal Finance

best ULIP 2026

Best ULIP Plans for 2026: Highest Returns, Lowest Charges & Tax-Free Maturity (Full Comparison)

In 2026, ULIPs are no longer the confusing, high-charge products they once were. Thanks to stricter regulations, transparent charges, and better fund performance, choosing the best ULIP 2026 can now offer a powerful mix of wealth creation, life insurance, and tax-free maturity benefits. For long-term investors who want discipline and tax efficiency, ULIPs are making […]

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best health insurance 2026

Best Health Insurance Plans for 2026: ₹5 Lakh Cover Under ₹10,000 Premium (Family Floater Comparison)

Health insurance is no longer optional in India. With medical inflation crossing double digits, choosing the best health insurance 2026 plan under budget is critical especially for salaried families. The good news? In 2026, you can still secure a ₹5 lakh family floater health cover under ₹10,000 premium if you choose smartly. This guide breaks

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improve CIBIL score 2026

Best Credit Score Hacks for 2026: Raise Your CIBIL from 600 to 850 in 12 Months (Step-by-Step Guide)

In 2026, your credit score is no longer just a number—it’s your financial passport. Whether you’re applying for a home loan, business credit, premium credit cards, or even international visas, lenders are scrutinizing your CIBIL score more closely than ever. The good news? With the right strategy, it is absolutely possible to improve CIBIL score

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best cashback credit card 2026

Best Credit Cards for Cashback in 2026: Up to 10% on Groceries, Fuel & Online Shopping (Global Comparison)

Best cashback credit card 2026 options are more rewarding than ever, thanks to rising household expenses, inflation, and smarter card reward structures. In 2026, cashback cards have overtaken reward-point cards for everyday spending like groceries, fuel, utilities, and online shopping—simply because cash savings are instant, flexible, and predictable. This global guide breaks down the best

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AI stock volatility

AI Stock Volatility and Fears of an “AI Bubble” Burst

AI stock volatility has intensified in 2026 as investors pull back from some of the most crowded technology trades. High-profile AI and tech-related stocks such as Nvidia, Broadcom, and Oracle have faced sharp sell-offs, dragging the Nasdaq lower, even while the Dow Jones Industrial Average and S&P 500 continue to hit record highs. This unusual

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₹5 Lakh Emergency Fund in 2026: The 7 Best Places to Park Your Money for Safety & Quick Access (With Interest Rates)

An emergency fund 2026 is no longer a “nice-to-have” — it is a financial necessity. With layoffs, medical inflation, unstable markets, and rising EMIs, having ₹5 lakh set aside can mean the difference between calm recovery and financial panic. This guide explains where to park your emergency money so it stays safe, liquid, and inflation-aware.

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Best Side Hustles for Salaried Employees in 2026: Earn ₹5–20 Lakh Extra Without Quitting Your Job (Legal & Tax-Free Tips)

Side hustle salaried 2026 is no longer optional—it’s becoming a financial survival skill. Rising inflation, job uncertainty, AI disruption, and stagnant salary hikes mean that relying on a single income stream is risky. The smartest professionals in 2026 are building legal, scalable side hustles without quitting their full-time jobs. This guide breaks down the best

Best Side Hustles for Salaried Employees in 2026: Earn ₹5–20 Lakh Extra Without Quitting Your Job (Legal & Tax-Free Tips) Read More »

DeFi trends 2026

Top 7 DeFi Trends for 2026: AI-Native Banking, Tokenized Assets & Consumer Yield That Will 10x Your Money

The world of decentralized finance is evolving at lightning speed, and analysts agree that DeFi trends 2026 will redefine how ordinary people save, invest, earn yield, and move money globally. With AI-native banking, tokenized real-world assets, and next-generation blockchains going mainstream, 2026 is shaping up to be the biggest breakout year for DeFi since 2020.

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